Certified Home Loans | Joseph Gonzales

Certified Home Loans (CHL) offers all QM mortgages such as conventional, FHA, VA and jumbo loan products. CHL also offers non-QM mortgages such as 12 or 24 months bank statements, one or two-year 1099, one or two-year P&L, DSCR and many more different types of non-QM loan products. When the bank or someone else says no CHL finds a way to turn it into a "yes, you are pre-approved!"